What is a Captive?
Captives are independently owned and operated insurance companies that provide insurance to, and are controlled by their owners. What are the advantages of captive insurance versus the traditional market?
-Coverage tailored to meet your needs
-Reduced Operating Costs
-Improved and more predictable cash flow
-Increased coverage and capacity
-Greater Control over the claims process
Bottom Line: The traditional insurance market has been designed to increase your dependency as a business owner.
Here are the key issues:
- You aren’t rewarded when you perform well.
When you have a bad year, everyone can explain why your rates are going to go up. However, on a good year, are you receiving a share in the profits?
- You’re paying more to play it safe.
The traditional insurance market often paints a picture that choosing any option other than being fully insured is irresponsibly risky. You could, of course, have a bad year. But the reality is that even without a deductible you’re still paying for your performance through annual rate increases.
- Your insurance broker just wants to renew.
Most insurance brokers focus on renewing your insurance – because that’s what gets them paid. But this 12-month mindset doesn’t do anything to drive down your Cost of Risk and give you more control in the long-run.
Potential Solutions:
- – Retrospective Rating Programs
- – Large Deductible
- – Cash Flow Program
- – Risk Retention Groups
Improve Your Operating & Financial Performance
Risk management, simply defined, is preventing most claims before they occur and for those that do, managing their ultimate payout. The wisest companies are learning that this is the secret to lowering their insurance costs over time. With in-house risk management professionals, claims managers, and safety professionals, we often achieve better results than our competitors.
Know What Your Employees Need And Demonstrate That You Care.
As a leading plan broker and trusted agent, we are able to use our knowledge and relationships to aggressively market your benefits programs to secure the most complete coverage and the best overall value. We understand that Employee Benefits are essential for recruiting and retaining talent, but like everything else, this is subject to economic pressures. M.E. Wilson has decades of experience helping astute businesses balance the needs and wants of their employees with fiscal reality.
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Mergers & Acquisitions
Whatever one does should be done thoroughly; that is, details are important whether you are a buyer or a seller, a legal representative, an auditor, a banker, or a deal advisor. We are professionals at discovering and evaluating those details. Then, we apply our expertise to assist you in minimizing risks and maximize the value of your target merger, acquisition, liquidation, public-to-private partnership, commercial loan, or structured finance transaction.
However, before we do anything, we get to know you and your company. We become an extension of your team, customizing our methods to match your needs.
Your M.E. Wilson M&A Team carefully qualifies and quantifies your proposed deal’s strengths, weaknesses, and risks, keeping your intended business results in mind.
We will be there for you at every step of the way, with services including:
• Due diligence for risk and insurance in mergers and acquisitions
• Due diligence for lenders
• Portfolio strategies for purchasing and cost-cutting
• Analytics and benchmarking
• Fund-level risk solutions for management and professional liability
• Coverage evaluation, appraisal, and placement
• Insurance structuring for stand-alone entities
• Insurance structuring for portfolios
Whether you are buying or selling, we specialize in resolving complex deal challenges and obstacles. Your M.E. Wilson M&A and Transaction Solutions professionals communicate and analyze data in real time to help you win more deals, reduce cost, and avoid losses.
Insuring Investments & Enhancing Returns
The M.E. Wilson M&A and Team advises clients by designing unique, value-added solutions to guarantee investments are safe while optimizing financial returns to support their plans, with an emphasis on decreasing uncertainty during complex transactions.
Who We Are?
Individual transactions are examined holistically by M.E. Wilson M&A’s Team, not merely through the prism of insurable risk. We can deliver a tailored solution that meets your objectives by knowing the enterprise-wide impact a transaction might have on a company.
We assist our clients in connecting the dots with all stakeholders as true business advisors. We recognize that each person has a different viewpoint on the transaction, whether it’s the CEO, a board member, a member of the executive team, or a consultant you’ve hired.
What We Do
• Mergers & Acquisitions
• Risk Transfer
• Structured Financial Solutions
• Comprehensive Risk Analysis
Who We Serve?
We have the experience and ingenuity to deliver new solutions, whether you need help with your next purchase or advice on managing risk during a significant transaction. M.E. Wilson M&A and Transaction Solutions is here to help you, regardless of your industry, location, or specific needs.
Protect Your Family And Assets.
Protect what you do, as well as what you own. M.E Wilson is committed to providing exceptional service to our private clients by evaluating risks and providing the corresponding coverage to protect your assets.
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Enhancing the profitability and success of your company through bonding solutions
Our team of specialists offer the expertise in providing you with the contract bonding capacity that your company needs to be more profitable and successful. We have surety representation with national companies that are active performers in the construction bond business. All companies are “A” rated and treasury listed.
M.E Wilson has been assisting contractors by:
- Providing better service
- Reducing bond rates
- Bonding, designing, and building projects
- Increasing single job limits
- Providing bonds and insurance for joint ventures
- Providing bonding for new companies and new ownership
- Resolving initial bond needs.
Click Here To Explore Our Construction Bond Solutions